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Can a Person Sell Insurance and Real Estate Without a License?

Can a person sell insurance and real estate in California without a license? That depends on the circumstances. A salesperson who is not licensed can sell real estate and insurance without a license, but not both. A license is required to sell insurance and real estate, and a person cannot sell either without a license. If a person wants to sell both without a license, they must have a real estate broker’s license.

The department must determine the competency of applicants to be licensed as a real estate broker or salesperson. An applicant must demonstrate fair knowledge of the English language, the general legal effect of deeds, mortgages, and land contracts, and understand the obligations between a principal and an agent. A licensee must submit an affidavit stating that he or she has completed the required continuing education.

In some cases, a broker may supervise a branch office. However, a branch office must be directly under the supervision of a licensed broker. If a broker is unable to supervise the branch office, it may be a good idea to form a partnership. A broker can supervise a branch office of a licensed real estate agent. The representative broker can supervise the branch office of another licensed broker.

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